MoCred - Instant Decision Loans £100 to £5,000

WARNINGLate repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.MoCred is a credit broker, not a lender. We may receive a commission from the lender.

MoCred.

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FCA-REGULATED · SOFT SEARCH · £100–£5,000

How much do you need?

£1,500

£1001–36 MONTHS£5,000

See how it works

A few questions, one soft search across our UK lender panel · won't affect your credit score.

⚡ 2-minute form·🔍 Soft search only·🏦 UK lender panel·💨 Same-day funds

Representative example: borrow £1,000 over 18 months. 18 monthly repayments of £85.53. Interest 59.97% p.a. (fixed). Total interest £539.54. Total payable £1,539.54. Representative APR 79.5% (fixed). Rates from 48.1% APR to 1721% APR.

Loans, without the runaround.

Six reasons people choose MoCred.

2-minute form

Start your search with a few simple questions.

UK lender panel

A range of lenders working across the UK.

Soft search only

Check eligibility without denting your score.

£100–£5,000

Flexible terms from 1 to 36 months.

No hidden fees

Transparent and secure, start to finish.

Same-day funds

If approved, money can arrive today.

Three steps. Done.

Tell us what you need

How much, and for how long — takes about two minutes.

We search the panel

One soft search matches you to suitable lenders.

Get your decision

The lender decides; if approved, funds can arrive today.

Borrow responsibly.

Our panel lenders only offer credit you can comfortably afford to repay. If money is a worry, free help is always available at moneyhelper.org.uk.

MoCred.

Connecting you with lenders and service providers across the UK.

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MoCred is a trading name of [Company Name] Ltd, authorised and regulated by the Financial Conduct Authority under FRN [000000]. MoCred is a credit broker, not a lender; we introduce customers to a panel of lenders. Registered in England & Wales No. [00000000]. MoCred does not charge you for our service; we may be paid a commission by the lender for introductions, which won't affect the cost to you.